Choosing a Medicare Supplement Plan

Choosing a Medicare Supplement Plan

When it comes to choosing a Medicare Supplement Plan, there’s a lot to consider. With all the information floating around it can be overwhelming. Hopefully this post will point you in the right direction.

Step 1 – Choosing a Medicare Supplement Plan

Choosing a Medicare Supplement Plan can be as easy or as hard as you want it to be. Your first choice is how much research you want to do on your own. If you’re like me, you’ll want to educate yourself as much as possible before making a decision. If not, due to time or other commitments, you can work with an experienced advisor from the very beginning to help with the process.

Whatever path you choose, we can help. On our site, you will find information on the many companies, coverage options, and available plans. If you’d like guidance, our licensed advisors will assist in determining your needs, review your options, answer any questions you may have, and help you complete your application. The choice is yours.

Step 2 – Medicare Supplements are NOT One Size Fits All

We are happy to make recommendations, but ultimately the decision is yours. You can’t predict the future, but you can make a reasonable assumption of your current healthcare needs. Do you have a chronic condition that requires frequent doctor visits? If so, a Medigap Plan F might be the right choice for you. Plan F has the most comprehensive coverage of all the plans. If you rarely need care, a Medigap Plan A might be all you need. If you’re interested in value, consider Medigap Plan G or Medigap Plan N. Depending on your area, a Medicare Select Plan could be an option. Medicare Select works just like a standard Medicare Supplement. The only difference is if you require inpatient care, you must use a network hospital.

Step 3 – Consult with a Medicare Supplement Specialist

Regardless of how much research you choose to do or not to do, at some point, you will want to speak with an experienced, licensed agent. When shopping for Medicare Supplement coverage, it’s important to know and understand all of your options. Doesn’t it make sense to get guidance from a professional? They’ll start by giving you a comparison of all the available plans in your area. From there, they’ll take the time to explain your options. At Medigap Planners, our comparisons and consultations are free, and there’s no obligation. When you are ready, give us a call.